Free self-employment tax calculator for independent contractors, 1099 workers, and self-employed professionals. Estimate quarterly taxes, self-employment tax, and maximize deductions.

freelance & solopreneurtax calculator

optimize your tax strategy with our advanced tax calculator built for fi/re minded modern freelancers, gig-workers, solopreneurs & side-hustlers.

⚠️ this calculator offers an *approximation*. it's geared toward fi/re folks who are financially savvy! this is not financial advice 🫡tax laws and regulations are subject to change. this tool is meant to give a reasonable estimate, but it's always wise to double-check the latest guidelines with the irs or a tax pro.individual circumstances may affect contribution limits and tax implications - capiche?

About This Free Self-Employment Tax Calculator

Freelance Tax Calculator is a free online tool designed for self-employed individuals, independent contractors, 1099 workers, gig economy workers, and side hustlers. Our calculator helps you estimate your total tax liability including:

  • Self-employment tax (15.3% - covering Social Security and Medicare)
  • Federal income tax across all 7 tax brackets (10%, 12%, 22%, 24%, 32%, 35%, 37%)
  • State income tax for all 50 US states
  • Quarterly estimated tax payments to avoid IRS penalties

Who Should Use This Calculator?

This tax calculator is ideal for freelancers, independent contractors, sole proprietors, 1099-NEC recipients, gig workers (Uber, Lyft, DoorDash, Instacart drivers), Etsy sellers, Amazon FBA sellers, content creators, consultants, and anyone with self-employment income. Whether you have a side hustle or run a full-time freelance business, our calculator helps you plan for your tax obligations.

Key Features

  • Calculate self-employment tax (SE tax) - the 15.3% tax covering Social Security (12.4%) and Medicare (2.9%)
  • Estimate quarterly estimated tax payments for IRS Form 1040-ES
  • Optimize Solo 401(k) and SEP IRA retirement contributions
  • Track business expense deductions to reduce taxable income
  • Calculate state taxes for all 50 states including California, New York, Texas, and Florida

Tax Planning Resources

According to IRS statistics, 27.7 million Americans file as self-employed, with the average freelancer paying over $15,000 annually in combined taxes. Proper tax planning can save thousands of dollars through legitimate deductions and retirement contributions. Our guides cover quarterly tax deadlines, Schedule C filing, home office deductions, and retirement planning for the self-employed.